About Us

Kerxton Insurance Agency, Inc. provides full lines of personal and commercial insurance products. We have helped thousands of businesses and individuals with their insurance needs for over 45 years with a steadfast commitment to meet the comprehensive property and casualty insurance needs of those we serve.

We are one of the largest independent agencies in the Washington D.C. Metropolitan area with licensed agents throughout the country. We have a strong national and regional presence and the experience to go with it.

While headquartered in the town of Gainesville, VA, our local clients come from surrounding areas including Prince William County and Fairfax County Virginia. Our full service agency works with top rated carriers enabling Kerxton to find just the right solution for you or your business.

No more, no less, and all at highly competitive rates.

Let us give you an insurance quote today!

We understand insurance coverage can be tricky and confusing. How do you know what is covered... and what is not? Are you under insured? Maybe you are over insured. Who do you contact if you have a claim? Let's keep it simple. Tell us what you think you need; we will review your needs with our industry experience, and then we will do the shopping for you to find the best solution for your needs.

We don't expect you to know all the ins and outs of this industry. That is where our expertise comes in. We are in a strong position to take the guess work out of coverage selection. As a Kerxton insurance client, we encourage you to contact us with your questions and let us help. We pride ourselves on our knowledge to answer your questions, often conveniently over the phone or via email. For non-emergency issues, complete this quick appointment request any time day or night. We will respond promptly.

Why Come to Kerxton?

Our objective is to provide unequaled customer service. With the extensive insurance experience of our company and agents, we want to be your first choice for all of your insurance needs. Not just for today, but for years to come.

While doing internet searches may arm you with thoughts and questions, it is prudent that insurance shoppers obtain qualified professional assistance from licensed agents.

Need a quote? Drop us a note!

As an independent agency, we are not bound to any single company. We provide access to several financially stable carriers that are rated A- or better. And we have the ability to find the best policy solution to fit your personal and business needs.

We have built our client base upon the kind referrals of new clients and those that whose families we have served through generations.. We want to be your agent for all your current and future needs. Our account executives have a minimum of ten years experience in their specialty. They continue to maintain the highest level of available industry education. All of our agents are committed to provide fast and reliable responses to your inquiries.

Types of Insurance Policies We Write

 

  • Auto Insurance
  • Catastrophic Health insurance
  • Classic Car Insurance
  • Condominium Owners Insurance
  • Dental Insurance
  • Disability Plans
  • Earthquake Insurance
  • Flood Insurance

Employee Benefits

In the employment market, benefits can make a big difference in signing and retaining high quality employees. But those benefits come with their own costs. The challenge of finding a good balance with rising costs, income received, and quality coverage for your employees can be staggering. Kerxton agents propose strategies to help you manage costs, that are understandable, and combine innovative approaches without sacrificing quality coverage.

We use the strength of our network of insurance providers incented to provide competitive quotes. Your agent will help you compare the benefits and options on a side-by-side basis and answer your questions. Email us today for more information.

Business Insurance

In any market businesses must address risk factors. There are liability, property, people and income coverage needs. Kerxton Insurance will help you identify and manage your risks with our full service business insurance protection policies.

Kerxton Insurance will help you find a solid way to manage your company business risk offering among the most competitive packages available. We are committed to providing:

 

For more information on our business insurance solutions,

Email us today or request an appointment.


Personal Insurance Products

Our personal lines division is ready to offer flexible solutions with a variety of options for your general personal insurance needs including:

  • Valuable Items Insurance
  • Umbrella Insurance
  • Renter’s Insurance
  • Rental/Investment Property Insurance
  • Personal Health Insurance
  • Motorcycle Insurance
  • Homeowners’ Insurance
  • Flood Insurance
  • Condominium Owners Insurance
  • Classic Car Insurance
  • Boat/Watercraft Insurance
  • Automobile Insurance
  • More...

Let us work up a quote for you and your family today. Give us a call, email or request an appointment and let's get started. Kerxton Insurance has partnered with Anthem Blue Cross Blue Shield and Benefit Mall for a wide selection of health coverage options for you to consider.

Fitness Insurance

The health and Fitness industry come with a unique set of risks. Kerxton has served the fitness and health industry since 1964 and we know your unique needs.

Offered programs include Employment Practices Liability, Casualty & Property Insurance, Workers Compensation, Health Club Surety Bonds and Umbrella Coverage plans. Additionally our full service offering includes health insurance, life insurance, disability insurance, pension and profit-sharing plans, IRA’s, mutual funds, and annuities. In most states all options are available on a group and individual basis.

For more information on our fitness insurance solutions email us today or request an appointment

Embassy Insurance

Kerxton Insurance has provided Embassy Insurance to the DC, Virginia, Maryland community for over 50 years through our specialty division, Reed Insurance. Our years of trusted experience provide specialist knowledge and understanding of the unique requirements for Embassy coverage. We ensure special required wording and endorsement ensuring proper coverage all done on an individual basis to suit your particular requirements.

Our personalized service includes coordination with the State Department. We are experts in the intricacies of providing Domestic Servant, Property, Liability, and Life Insurance coverage to the diplomatic community. We can also issue “no claims” letters.

Serving your country as a diplomat in the United States includes the need for unique insurance. your diplomatic status demands specific insurance insight that can only be developed through years of experience. At Kerxton / Reed Insurance, we have that experience.

For more information on our Embassy insurance solutions, email us today or request an appointment.

Medical Malpractice

The very nature of the medical industry requires significant business risk management. Regardless of the size of your practice, Kerxton Insurance has the solution to address your needs.

Serving physicians since 1964, we understand the unique demands of your practice specialties and will work with you to identify your exposure. Through our agency, you have access to multiple financially stable carriers (rated A- or better), along with the trusted experience of our medical community agents each with a minimum of 10 years of experience. We have proudly been serving physicians since 1964 and are committed to exceeding your expectations.

Contact us or request an appointment today to see how we can help your practice obtain the coverage you need at prices you can afford.

Licensing Information:
We are licensed in the following States/Provinces: Alabama (AL), Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), District of Columbia (DC), Florida (FL), Georgia (GA), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana (LA), Maine (ME), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (NM), New York (NY), North Carolina (NC), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), Tennessee (TN), Texas (TX), Utah (UT), Vermont (VT), Virginia (VA), Washington (WA), West Virginia (WV), Wisconsin (WI), Wyoming (WY)